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Death came to visit an no one was prepared. Learn some basic facts in this overview of funeral insurance and/or burial insurance before it is too late for you and your one loves. The most vitally important thing to remember is, plan ahead. Learn what are some of the basic expenses and unexpected ones for which to prepare and don't be caught expectantly.
Published by Beverly Anne Sanchez 56 months ago in Insurance | +0 votes | 0 comments
If you have a life insurance policy and are paying premiums each month, you can cash out Life Settlement Companies. These companies will buy your life insurance policy and continue paying your premiums for you. You are no longer the owner of the policy. The Life Settlement Companies own your policy. At your death, they collect the value of your life insurance. You are paid more than you would get if you cashed in your policy.
Published by Nora K Anthony 56 months ago in Insurance | +0 votes | 0 comments
Insurance is coverage and compensation for theft, damage and loss of property and /or life. You are paying what is called a premium (monthly or annually) to protect yourself against significant losses. Insurance is a subject matter of solicitation but can not be advocated as a must part of any one's life or business or any other aspect. However it is to very clear that as per the expert's advice that Insurance is an intelligent armor to cover any risk as per the existing insurance plan in that ...
Published by Ram Swaroop Bhavanasi 60 months ago in Insurance | +1 votes | 0 comments
Filing an Insurance Claim is a tedious task for most of the insured parties' claimants. However, as a part of my efforts, I tried to explain the process in the possibly easy method, that might help you as a claimant. However, its is to be noted that the insurance claiming, its related norms might be different from country to country. In India IRDA (Insurance Regulatory Development Authority) regulates the insurance companies and their rules.
Published by Ram Swaroop Bhavanasi 60 months ago in Insurance | +0 votes | 0 comments
State Farm isn't just a car insurance company. They offer many different types of insurance and services, including banking services. Other services include: Home Insurance Life Insurance Banking Health Insurance Medicare Supplement Insurance Mutual Funds Community involvement is important to State Farm. For example, State Farm has partnered with the National Youth Leadership Council to fund grants for the Project Ignition program. This program is designed to influence the behaviors o...
Published by Daughter of Maat 61 months ago in Insurance | +0 votes | 0 comments
Many consumers find out too late that their various insurance policies do not cover what they had expected and that the money they spent on insurance premiums was thrown away. Americans spend over $1 trillion on insurance premiums a year, according to the Insurance Information Institute. While many types of insurance are necessary and useful, there are many policies that you may never use and that money can be spent on other items. This article will describe several types of insurance to determi...
Published by Daniel Snyder 64 months ago in Insurance | +13 votes | 1 comments
Before you buy a home, need to think about renovations and getting a good home insurance Colorado Springs with a good coverage. These are just two things that you may not have considered before when purchasing a house. Home insurance is important so you can protect your property as well as your financial health when untoward incidents happen
Published by toiken 67 months ago in Insurance | +3 votes | 1 comments
Even though you may not have realized it yet, you need a reliable Errors and Omissions Insurance company to protect you from any untoward events that may happen during the course of your profession. Contrary to what some think, not only doctors, lawyers and business owners need an error and omission insurance. Even if you are a blue collar worker, this type of insurance can help you a lot.
Published by toiken 67 months ago in Insurance | +3 votes | 0 comments
Negligence would consist either as an act of commission (doing something which shouldnÂ’t have been done) or an act of omission (not doing something that you should have done), and as a result a third party suffers a loss. To arrive at these conclusions, the Court generally does an objective test: what a reasonable man (bonus paterfamilias) should or should not do.
Published by Braden Galea 68 months ago in Insurance | +2 votes | 0 comments
It covers only liability for bodily injury, death or disease. It does not cover property damage. Exposure to noxious substances causing disease immediately or years afterwards is covered. From its very nature, disease is internal to the body, whereas bodily injury is covered by some form of violence on the outside which injures the person.
Published by Braden Galea 68 months ago in Insurance | +1 votes | 0 comments
An employersÂ’ liability policy is one of the most important liability policies that is bought. In some countries, this type of policy is mandatory. Many employers still purchase this policy. The employers liability policy covers the liability at law of the employer via-a-vis the employee for bodily injury and disease which occurs during the policy period.
Published by Braden Galea 68 months ago in Insurance | +6 votes | 3 comments
The Fire, Lightning & Special Perils policy lists the specific perils covered by insurance. The Accidental Damage (All Risks) policy is more generic and covers every loss as long as it is accidental.
Published by Braden Galea 68 months ago in Insurance | +2 votes | 1 comments
Indemnity means that the insured must be placed in the same financial position as he was just before he suffered a loss. The principles of subrogation and contribution are ancillary to indemnity.
Published by Braden Galea 68 months ago in Insurance | +0 votes | 0 comments
Theft insurance must involve a forcible entry into, or exit from, the premises.
Published by Braden Galea 68 months ago in Insurance | +0 votes | 0 comments
Utmost good faith is a key principle of insurance. It imposes an obligation on the insured and the insurer to disclose all material facts at inception.
Published by Braden Galea 68 months ago in Insurance | +0 votes | 0 comments
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